What is EuroBlackList?
EuroBlackList is a pan-European, community-driven RegTech solution designed to bring clarity, accountability, and deterrence to the world of B2B payments. It is one of the core pillars of the broader compliance and governance ecosystem offered by EBL Consulting.
At its heart, EuroBlackList functions like a Waze for payment behavior: businesses share verified, lawful signals of serious payment misconduct to protect themselves and others. But it goes far beyond naming and warning—it is a unique Double Action Tool: it deters future defaulters and strengthens ESG compliance, especially on the governance front.
Why It's Time for a Revolution in Trust
Because the payment crisis is real—and it's growing.
Across Europe, late and unpaid B2B invoices are responsible for billions in losses, broken relationships, and a chain reaction of uncertainty. SMEs in particular are the first to suffer—silently absorbing the cost, while repeat defaulters continue unchecked.
Despite hundreds of compliance tools, businesses still lack a preventive mechanism that allows them to act before the damage is done. Litigation is slow, expensive, and retrospective. Credit ratings are outdated or irrelevant. Traditional enforcement measures are too weak, and transparency is rare.
F.I.R.S.T. – Euroblacklist for ESG, Risk & Trust
Fairness
We highlight unfair business practices. Repeated late payments breach ESG values. EBL clause acts as deterrent.
Integrity
We detect ghosting, fraud-adjacent conduct, and systematic abuse of relationships—quietly but effectively.
Risk Prevention
EBL identifies payment risks early. Prevent financial and reputational damage before signing contracts.
Strategic & Data-Driven Governance
Euroblacklist turns contract discipline into ESG value. Provides CSRD-ready evidence of responsible governance.
Transnational Trust & Community
One digital standard across 33 countries. Join trusted businesses network with EBL Trust Label.
Key Saving Potentials with EBL Consulting
Discover how EBL Consulting's RegTech solutions can deliver measurable cost savings and operational improvements across your business operations.
Reduced Days Sales Outstanding (DSO)
Average DSO reduction of 5–15 days through visible compliance posture and behavioral levers
💡 Frees up working capital and reduces need for external financing
Lower Bad Debt Risk
Monitor and screen business partners across 33 European countries with behavioral intelligence
💡 Reduce bad debt losses by 20–40 percent with actionable data
Reduced Legal and Recovery Costs
Proactive deterrence with EBL Disclaimers minimizes escalation and encourages voluntary settlement
💡 Legal and collection costs can be reduced by up to 70 percent
Save Time and Team Resources
Automated transparency and structured reminders cut down manual follow-up significantly
💡 Save half to one full-time employee per year for every 1,000 overdue cases
EU Regulatory Compliance Cost Reduction
Ready-to-use governance indicators for CSRD, CSDDD, and upcoming Late Payment Regulation
💡 Minimize compliance risk and reporting complexity
Reputational ESG Advantage
Leverage EuroComPay Certificate as proactive market signal for payment reliability
💡 Differentiate on verified governance, not just self-declared values
Ready to Unlock These Savings?
Our RegTech solutions are designed to deliver measurable ROI while strengthening your ESG compliance posture across 33 European markets.
Latest Blog Posts
In the world of ESG, the spotlight often shines on environmental and social progress. But the true foundation of a responsible company lies in the 'G'—Governance. It's more than policies and promises. It's about data-driven accountability.
As Europe enters the era of mandatory instant payments, speed is no longer a bonus—it's the law. For treasurers, this means executing real-time payments with zero room for error, even as the risk of fraud, default, and reputational damage continues to grow.
Recent data paints a concerning picture of Europe's economic health, as business bankruptcies in the EU have surged to their highest level since 2015. According to Eurostat, the European Union's official statistics agency, the number of corporate bankruptcies in Q2 2023 rose by 8.4% compared to Q1.